Iko COLA Inokudzivirira Sei kubva Mukudhura
Sei mabhizimisi asingashandisi COLA kakawanda? Vanobhadhara, vanopa kusimudza uye moto zvichibva pane zvakakodzera. Izvi ndezvokuti vanoita nharo pamwe chete kuti varambe vachibatsira . Kana vashandi vakakonzera kubatsiro iyo, vanopiwa kumutswa, pasinei nokuti mari yeupenyu yakakura kana kwete. Kana vasingabatsiri, havazosimudzi, uye vangatozobviswa. Makambani anokwanisa kupa COLA kuvashandi vavo vakanakisisa pavanokumbira kuti vatame kune imwe nzvimbo inodhura.
Hurumende inoshandisa COLA nokuti haisi mumakwikwi. Misha yavo yakaderera kune yakafanana neyoga yega. Kuti vawane vashandi vakanaka, vanofanira kupa zvikomborero zvakadai seCOLA.
Maverengerwo Akaverengwa
COLA inogadzira kuwedzera kwayo paIndekisi yeVatengi . Ndiyo hurumende yehurumende inofanirwa kuongororwa kwehupfumi. Inogadzirisa kuchinja mumatengo ema 80,000 zvinhu uye mabasa. COLA inokonzerwa kana mitengo ichikwira.
Hazvisi nyore kuona COLA inoshandiswa apo mitengo inodonha, mamiriro ezvinhu anozivikanwa se deflation.
Mutengo weHupenyu Kururamisa Calculator
The Social Security Administration inokuudza mafananidzo emakorokota eCORA, naizvozvo haudi kuverenga. Vatorwa vehurumende vanogona kuwana zvigadziridzo zvekupedzisira paCOLA Adjustments for Civil Service Retirement Benefits.
Vapoteri kubva kuIrimed Services vanogona kuwana kuchinja kwavo paDzimba dzeHupenyu Kuchinja. Kana uchida kuita zviyero zvako, shandisa iyi CPI Inflation Calculator.
Nhoroondo
Congress yakawedzera COLA kune Social Security inobatsira muna 1975. Nyika yacho yakanga inotarisana nehuwandu hwekuwedzera kwemazana panguva iyoyo. Mutungamiri Nixon akanga abvisa dhora reU.S. kubva pamutengo wegoridhe. Izvozvo zvaireva kuti dhora rainge risisakwanisi kudzikinurwa nokuda kwekukosha kwayo mugoridhe. Somugumisiro, kukosha kwedhora kwakapera. Apo kukosha kwechikwata kunodonha, mitengo yekutengeswa inokura. Izvozvo zvinokonzera kutengesa.
Pamberi pe1955, Congress yakatovhota kuchinja kwega kwega kwe Social Social benefits. COLA yakabvumira zvikwereti kuwedzera nekutsvaga nematengo achikwira. Iko kugadziriswa kwakaitika munguva yakatarwa yenguva. Muna 1975, COLA yakasimuka 8,0 muzana. Yakanga iri 6.0 muzana kwemakore mashomanana, ikasimudza 9,9 muzana muna 1979. Yakawedzera 14,3 muzana muna 1980 uye 11.2 muzana muna 1981. Panguva iyo, Sachigaro weFederal Reserve Paul Volcker akanga amutsa mari yakadha mari kusvika 20 muzana. Izvozvo zvakasimudzira kutengesa kwezvinhu asi zvakakonzera kutengesa.
Kubvira ipapo, COLA yakaramba iri pasi pe6%. Izvozvo ndezvokuti kuwedzera kwechipiri-tarakimu inopedzwa. Tinovonga Volcker, mabhizimisi vanoziva kuti vanogona kungokwidza mutengo kusvikira ikozvino Federal Reserve inopinda uye ichisimudza chido chekuda.
Kutaura zvazviri, COLA yave iri ne4 kubva muzana kana yakadarika kubva muna 1992. Chete chakanga chiri muna 2008 apo COLA yakasimuka 5.8 muzana. Izvozvo zvaingova pamusana pekutengesa kwemafuta emafuta kunokonzerwa nezvinhu zvekutengesa.
Chikonzero nei COLA isingakoshi zvakare
COLA haina kutsoropodza kana kutengesa kwepasi hakusi ngozi. Isu tine Federal Reserve kuti tive nekutenderera kubudirira kwekutengesa. IFed ine 2% inotarisirwa kuwedzera kwehuwandu hwemari. Apo iyo core CPI inokwira pamusoro peiyo, Fed inogona kugadzirisa zvinopesana nemari yemitemo uye inopedzisira iri pasi pehupfumi. (Inonyanya kukonzerwa neCII isingabatanidzi zvokudya zvakashata, mafuta uye gesi mitengo.) Nokuzivisa chirevo chayo, Fed yakabvisa kutarisira kwekuwedzera kwezvinhu. Ndicho chimiro chekuti mari ichakwira kumusoro iyo inoita kuti mabhizimisi akure mutengo kunyange nokukurumidza, achitarisira kuchengeta purogiramu yemiganhu. Kamwe kutarisira kwakabviswa neFed purogiramu, ipapo kutyisidzira kwekutengesa kwezvinhu kunoderedzwa.
Pane zvikonzero zvitatu zvinokonzera kuti kutengesa kwepasi hakusi kutyisidzira. Chokutanga, China nevamwe vatengesi vane mari shoma yekugara ivo pachavo. Izvo zvinovabvumira kubhadhara vashandi vavo vashoma. Izvo zvinochengetedza mutengo wekutengeswa kubva kunyika dzavo. Uyewo, China zvikwereti kukosha kwemari yaro kudhora, nekuwedzera kuvimbisa mitengo shoma.
Chechipiri, zvigadzirwa zvema teknolojia zvinodzivirira mari. Somuenzaniso, michina yepamusoro-tech inogadzirisa kudhura kwemari. Uyewo, zvitsva zvinobva kumafoni emafoni, mahwendefa uye mafirimu akavharidza mafirimu anochengetedza mitengo inonyanya kukwikwidza.
Chechitatu, 2008 matambudziko emari akatengesa hupfumi hwehupfumi, zvichiita kuti kuderedza kudiwa. Panzvimbo yekusimudza mitengo, mabhizinesi akadzikisa. Izvozvo zvakadhura zvinodhura asi zvakagadzira kusakosha kwebasa. Kune vanhu vazhinji, mibairo yakaderera zvikuru kupfuura yekare pamberi peKutora Kukuru, kana vachigona kuwana mabasa zvachose.