Paunofanirwa kutenga Maresitorere Anofanirwa Kupfuura Zvose
Nzvimbo dzakasarudzwa dzinotengesa chikamu chakafanana neyese inowanikwa.
Misiyano ndeyokuti mashesi akakurumbira anobhadhara chikamu chakabvumiranwa-pamusoro penguva dzose. Iyi hutano hwakafanana neyezvisungo. Nzvimbo dzakawanda dzinogona kubhadhara zvikwereti zvichienderana nekubudirira kwekambani. Nzvimbo dzakasarudzwa dzinotengeswa dzinowanzokwirira kudarika nhengo dzakawanda dzinowanikwa. Chikamu chinogona kugadziriswa uye chinokanganisa neLibor kana chinogona kuva chiyero chakatarwa chisina kumbosiyana.
Nzvimbo dzakasarudzwa dzinofanana nezvisungo mukuti iwe uchawana mari yako yekutanga kana iwe uchivabata kusvika pakukura. Ndiyo makore makumi matatu nemakore makumi mana emakore mazhinji. Zvose zvinowanikwa mumatare zvinogona kuwira ku zero. Kana izvozvo zvichiitika, iwe haungawani chinhu.
Makambani anotora mashizha akakurumbira anogona kuyeuka ivo vasati vakura kuburikidza nekubhadhara mutengo. Kufanana nezvisungo uye zvisingaenzaniswi, mashizha anodiwa haatauri kodzero dzekuvhota.
Paunofanira kutenga zvitoro zvinoshandiswa
Iwe unofanirwa kufungidzira mashomanana aunoda apo iwe unoda ruzivo rwekuwana mari.
Izvi ndezvechokwadi kunyanya kana chido chekuderera chiri pasi. Ndechokuti chikamu chakanakidzwa chezvikoro chinokwereta mari yakakwirira yepamusoro pane zvisungo. Kunyange zvazvo yakaderera, mari inowedzera yakasimba kudarika masaga.
Iwe unofanirwa kuvatengesa kana zvikwereti zvinowedzera. Izvi ndezvokuti ndiko apo pavanotanga kurasika kukosha. Ichokwadi nezvisungo pamwe chete.
Iko yakagadziriswa inowanikwa mari inowedzera kudarika sezvo zvikwereti zvezvibereko zvinokwidza kudzoka pane zvimwe zvikwereti.
Zvinosarudzwa zvinogonawo kukanganisa kukosha kwepamusoro apo mutengo wematengo unokura. Izvozvo zvinoreva kuti kambani inogona kuidana iyo. Zvinoreva kuti vanotenga mashizha akakodzwa kubva kwamuri musati matengo awana chero yakakwirira.
Nzvimbo dzakasarudzwa dzinosangana neZvesiti Zvose
Iyi tafura inoratidzira musiyano pakati pezvikwata zvakasarudzwa, zvikwata zvakasungwa uye zvisungo.
| Nyaya | Anosarudza | Kazhinji | Bond |
|---|---|---|---|
| Udzi wekambani | Ehe | Ehe | Aihwa |
| Kodzero Dzokuvhota | Aihwa | Ehe | Aihwa |
| Mutengo Wekuchengeteka Unobva pa: | Zvipo | Zvipo | S & P Rating |
| Zvikamu | Fixed | Varies | Fixed |
| Kukosha kana Wakabatanidzwa Kukura | Yakazara | Varies | Yakazara |
| Mutemo Wakabhadharwa Kana Khamisi Yakashata | Chepiri | Chetatu | Chekutanga |
Mhando dzeSvondo Dzakasarudzwa
Convertible inoshandiswa s stock s ine sarudzo yekushandurwa kuva nhengo imwechete pane imwe nguva mune ramangwana. Chii chinotarisa kuti izvi zvinoitika rini? Zvinhu zvitatu:
- Bhizinesi reBhodi reVatungamiri rinogona kuvhota kutendeuka.
- Iwe unogona kusarudza kutendeuka. Iwe unongoshandisa izvi sarudzo kana mutengo wemaoko akazara unopfuura kudarika kwekukozvino kwemaunosarudza. Iko mari yakatarwa ikozvino inosanganisira zvikwereti zvinotarisirwa zvebhadharo uye mutengo waungagamuchira apo hupenyu hwevakasarudzwa hwapfuura.
- Nzvimbo yacho ingangodaro yakashandura zuva rakatarwa .
Kuwedzerwa kwematokari aidiwa anobvumira makambani kumisa chikamu chekuparadzanisa apo nguva dzakaipa. Asi ivo vanofanira kubhadhara chikamu chose chakarasikirwa chikwereti apo nguva dzakanaka zvakare. Zvechokwadi, vanofanira kuita izvi vasati vazokwanisa kubhadhara chikwereti kune avo vanowanzochengetedza. Nzvimbo dzakasarudzwa dzisingabatsiri idzi dzinonzi zvisati zvawanda.
Rudzikinuro rwakakosheswa sarudzo s rinopa kambani kodzero yekudzikinura chikwata chero nguva mushure meimwe zuva. Iro sarudzo inowanzotsanangurira mutengo iyo kambani inobhadhara mari yacho. Zuva rokudzikinurwa hazviwanzovi kwemakore mashomanana. Aya matengu anobhadhara chikamu chepamusoro chekubhadhara kuwedzera kwengozi yokudzikunura. Sei? Iko kambani inogona kudana kuregererwa kana zvikwereti zvinoderera zvichisiya. Vaizobudisa zvitsva zvitsva pazinga rezasi, uye kubhadhara chikamu chiduku panzvimbo.
Izvozvo zvinoreva kudhura zvishoma kune wekusima mari.
Chikonzero nei Makambani Akasarudzwa Akawanikwa
Makambani anoshandisa zvikwata zvakada kufanirwa kusimudzira mari yekukura. Simba rekambani yekusimudza zvikamu zvinoshandiswa zvikuru pane zvisungo. Zvinongoda kuvhota bhodhi. Vanomhanya pasina mungozi yekupomerwa mhosva. Kana kambani isingabhadhara chikwereti pazvisungo zvayo, inopera.
Makambani anoshandisawo mashizha aidiwa kutumira umiridzi wekambani kune imwe kambani. Nechinhu chimwe, makambani anotora mutero kunyora-kubva pane chikamu chekugoverwa kwezvikwata zvakasarudzwa. Kutaura zvazviri, havafaniri kubhadhara mitero pakutanga 80 muzana yemari inowanikwa kubva kune zvikamu. mumwe wevateresi haawani mutero unobhadhara mutero. Chechipiri, makambani anogona kutengesa mashizha anonyanya kufarirwa kupfuura anowanzoshamba s. Ndechokuti vadzidzisi vanoziva kuti vachabhadharwa vasati vatengesi vemahomwe avo.
Izvi zvakakonzerwa nei chivigiro cheUnited States chakatenga zvikamu zvezvikwata zvakasarudzwa mubhangi sechikamu cheNheavy Asset Relief Program . Yakatora mabhenji kuitira kuti irege kuzoenda. Panguva imwecheteyo, Treasury yaida kudzivirira hurumende. Vaibhadhara vaizobhadhara zvakare pamberi pevashandi vemagetsi kana mabhenji asina kukwana zvachose.
Nzvimbo dzakasarudzwa dzinowanzobudiswa sechisarudzo chekupedzisira. Makambani anoshandisa iyo mushure mokunge vawana zvose zvavanogona kubva pakubvisa mashizha akafanana uye zvisungo. Izvozvo ndezvokuti zvikwata zvinodhura zvinodhura kupfuura zvisungo. Zvikamu zvakabhadharwa nezvikwata zvinoshandiswa zvinobva kumakambani emitero inotevera mushure. Izvi zvinodhura hazvibvumi. Nharaunda inobhadharwa pazvisungo ndeyokutengesa mutero. Izvi zvinomhanya zvakaderera kwekambani. (Chinobva: "Simba reSvondo Yakasarudzwa," Motley Fool, Kubvumbi 24, 2001.)