Chitsauko 9 chakanyatsorongedzerwa kuti "maguta." Asi zvishoma zvishoma kupfuura maguta nemataundi.
Mapato, zvikwereti zvinotengesa sezvipatara zvinotengesa zvipatara, zvigadzirwa zvemasuo, uye zvikoro zvekuchikoro zvinogona kushandisa Chitsauko 9 kugadzirisazve chikwereti. Chitsauko 9 chinogona kushandiswa kuwedzera nguva yekubhadharwa, kubvumira kugadziriswa kwechikwereti kana kuderedzwa kwevakuru kana kufarira kune zvikwereti zviripo. Kusiyana nezvinoitika muChitsauko 7 zvakananga bankruptcy case, masimba emasisita haasi kushandiswa pasi peChitsauko 9.
Ndiani Angaisa Faira?
Maguta chete ndivo vanogona kuisa muChitsauko 9 kudarika. The Bankruptcy Code inorondedzera masisita se "kupatsanurwa kwezvematongerwo enyika kana sangano rehurumende kana kuti zvigadzirwa zveHurumende." Iyi inotsanangurwa kwazvo, uye sezvakataurwa pamusoro apa, inogona kusanganisira dzakasiyana-siyana zvehurumende dzehurumende.
Masunharaunda anofanira kusangana nezvimwe zvinoda zvina kuiswa muChitsauko 9: 1) inofanirwa kubvumidzwa zvakananga kuti ipe Chitsauko 9 pasi pemutemo wehurumende, 2) inofanira kunge isina mari , 3) inofanira kuva nechido chekugadzirisa zvikwereti zvayo, uye 4) inofanirwa kuwana chibvumirano chezhinji rwemarudzi evanhu vane chikwereti (kana kana pasina chibvumirano, uchapupu hwokuti kuedza kutaurirana kwakagadzirwa kana zvisingabatsiri kuwana chibvumirano).
Mienzaniso yeChitsauko 9
Kubvira muna 1937 kusvika muna 2013 masunisheni akaisa zviuru zvinenge 650 chete. Kazhinji zvishoma pane 10 Chitsauko 9 matambudziko anoiswa gore negore.
Zvimwe zviitiko zvinoitika zvinosanganisira:
- Vallejo, California muna 2010
- Jefferson County, Alabama muna 2011
- Stockton, California muna 2012
- Mammoth Lakes, California muna 2012
- San Bernadino County, California muna 2012
- Central Falls, Rhode Island muna 2011, uye
- Detroit, Michigan muna 2013.
Usati Waza uye Kuzadza
Isati yasvika kudhipwa kwechikumbiro chekudarika, mamwe anoti vanoda masunhare kuti vatange kuita basa risati rapera, sekuedza kutaurirana nevatengi . Kana izvo zvaidiwa zvikaitika, masuwa anogona kuisa Chitsauko 9. Masuwa anofanirwa kugadzirira uye kuisa zvose zvinyorwa zvekubhadhara mapepa nemabharani wedare rekudarika . Kana masunisheni asingakwanisi kuzadzisa zvinodiwa zvakatemwa nehurumende mairi, inotyisa mukana wekudzivirira kukanganisa kuiswa kwacho Chitsauko 9.
Mune zvimwe zviitiko, dare rinogona kusarudza kuti Chitsauko 9 kudhinda chisina kunaka. Izvi zvinowanzowanzoitika kana munhu ane chikwereti achitaura uye achitaura kuti masisita haana kutevera mitemo yakarongwa mumutemo wehurumende, dare rinowana kuti maguta akanga asiri kunyunyuta, kana kuti dare rinosarudza kuti zvimwe zvakakosha zvinoshandiswa zviripo kumasita.
Bankruptcy Judge
Kusiyana nemamwe magwaro ekudarika, umo mutongi wekusunungura anosarudzwa pangozi nemunyori, muChitsauko 9, mutongi mukuru weDare reKutsvaga apo dare rekudarika rinofanira kusarudza mutongi kutarisira nyaya yacho.
Ichi ndechokuti Chitsauko 9 mazamu chinogona kuva chakaoma kwazvo uye chinogona kusanganisira zvimwe zvematongerwo enyika.
Automatic Stay
Izvo zvinongoramba zviripo zvakare zvinotanga kushanda kugadzirisa chero zviito zvekuunganidza pamatare anopesana nemunharaunda. Mune zvimwe zviitiko, kugara kunodzivirirawo vakuru vakuru / vakuru vakuru vemunharaunda.
Simba reDare
Kazhinji dare rinoshandiswa rine simba rakawanda pamusoro peChitsauko 11 chikwereti chekambani chinoda kugadzirisa zvakare. Zvisinei, iyo Bankruptcy Code inoisa mirefu pane iyo simba maererano neChitsauko 9 matambudziko nokuti masuniti ndiwo masangano akasiyana. Kazhinji, mutemo unoti dare haringagoni kupindira nemasimba ehurumende yemunhu ane chikwereti kana mari kana mari. Uyewo, dare haigone kuchinja nyaya yacho kune chimwe chitsauko kana kusarudza mutasiti muChitsauko 9.
Chitsauko 9 Ronga
Kufanana neChitsauko 11, Chitsauko 9 chikwereti chinofanira kuronga hurongwa.
Chirongwa chinoratidza kuti maguta achagadzirisa sei zvikwereti zvayo mukati memiganhu yekushungurudzwa. Kufanana neChitsauko 11, chirongwa chacho chinofanira kusimbiswa nedare rekudarika.
Kubuda
Mutaundi anogamuchira kubudiswa kwepasitikiti pane imwe nguva mushure mekugadziriswa kwepurogiramu uye munhu ane chikwereti akaisa mari kana chivako nedare rinotarisirwa kurongwa.
Mhedziso
Chitsauko 9 kubhadhara kunogona kuve chimwe chezvinyorwa zvakaoma uye zvisingashamisi zvinyorwa. Vanyori vashoma vanopomerwa mabhizimisi vanobatanidzwa muChitsauko 9 makero. Hazvirevi chete kuti zviitiko izvi zvakaoma nekuda kwehukuru hwavo uye mapato anobatanidzwa, asi mutemo unobata Chitsauko 9 chakasiyana zvakasiyana. Iyi misiyano mukurapa ndeyokuguma kwesimba risina simba rehurumende yehurumende yekudzivirira uye / kana kupa kupa rubatsiro rusununguko kune zvikamu zvehurumende zvehurumende.
KUVIMBISA KWEMUTEMO
Ichi chinyorwa ndechekuziva nezvezvinangwa chete uye kwete nekuda kwekupa mazano emutemo. Iwe unofanirwa kubata gweta rako kuti uwane mazano nekuremekedza chero dambudziko rakasiyana kana dambudziko. Kushandisa nekusvika kwenyaya ino haisi kusimbisa ukama-mutengesi wevatengesi pakati pemunyori wenyaya ino nemushandisi kana shanduro .
Yakarongwa naCarron Nicks muna April 2017.