Unbiased Financial Strength Ratings
History History
Demotech, Inc. inowanikwa muColumbus, Ohio uye yakatangwa muna 1985 sechinhu chinokurudzira chinopa hurumende kugadzirisa kuongororwa kwezvivigiro uye kuurawa kwemakambani ehurumende. Aya mazano anobatsira vatengesi nevatengi kugadzirisa solvency yekambani yeinishuwarenzi yakagadziriswa pane zvimwe zvinhu zvinosanganisira zvikwereti zvekambani yekambani nezvimwe zviyero zvehuwandu. Iyo kambani inonyanya kugovera kuongororwa uye kuongororwa kwakadzama kwezvemari uye nzvimbo dzakasiyana-siyana.
Demotech, Inc. ine zita rinovimbwa mumashandiro einishuwarenzi. Muna 2007, Demotech, Inc. yakatumidzwa sehurumende yehupfenyuro yekutsvakurudza yeUnited Journal, iyo inotungamirira inshumo yenhau. Demotech, Inc. inopa nhepfenyuro yemashandisirwo emishonga yemainishuware uye zvikwereti zvemari kune masangano ehau
Iyo kambani yaivawo sangano rekutanga rehushuwarenzi kuti rive nehuwandu hwehutano hunoongororwa uye hwakagamuchirwa neHUD, Fannie Mae , naFreddie Mac .
Demotech, Inc. inopa kugadzikana kwehutano kwekambani kumakambani einishuwarenzi ese mashoma.
Maitiro aDhemotokari, Inc. Zviyero zvakatemwa
Demotech, Inc. inodada nokuti "yakasimudza munda" nekupa mari yekusimudzira mari kune makambani eshuwarisi ehukuru hwose. Iro fungiro yekambani pamusoro pokugadzikana kwemari ndeyokuti kunyange vashandi vekambani vaduku vanogona kuva sehupfumi hwakasimba semakambani makuru emishuwarenzi.
Its rating system yakasiyana nedzimwe mimwe masangano emishuwarisi ehurumende yakadai sa AM Best , Fitch's kana Moody's . Kugadzikana kwezvemari hakugadzirwi nehukuru chete asiwo nezvimwe zvinhu zvakawanda. Zvimwe zvezvinhu zvinoshandiswa neDemotech, Inc. kusarudza kugadzikana kwehupfumi kuverenga kunosanganisira:
- Zvose zviwanikwa, zvikwereti, mari uye mari
- Kubata basa
- Kutarisirwa mari
- Net revenue
- Surplus
- Revenivables
- Nhamba yebhizimusi yakanyorwa
- Industry focus
- Business model
What Demotech, Inc. Ratings Mean
- A '' (A Double Prime), Isingaverengeki : Pasinei nekuoma kwehuwandu hwehupfumi hwekuderera kana kuora kwehuturuhu, huwandu hwevatsigiri vanowana Financial Stability RatingĀ® yeA '' (A double prime) inotarisirwa kuva nehupfumi hwakanaka pamusoro pevashandi vezvematongerwo enyika semwedzi gumi nemasere kubvira pazuva rokutanga rekugovera basa.
- A '(A Prime), zvisingaverengeki makambani eInishuwarenzi anotora "A Prime Unspassed" kubva kuDemotech, Inc., inotarisirwa kuva nehutano husingaverengeki uye inokwanisa kubhadhara zvikwereti zvose zvevashandi pasinei nekuderera kwezvematongerwo enyika kana kuchinja mumusika wechuwarhu . Zvikamu makumi mapfumbamwe nemapfumbamwe zvemazana emakambani emishuwarenzi anotarisirwa kuchengetedza mari yakawanda kwemwedzi gumi nemana kubva pazuva rekutanga rekugoverwa basa.
- A, Zvikwereti zvinoshamisa zveInishuwarenzi dzinowana mari "Inoshamisa" kubva kuDemotech, Inc. inotarisirwa kuva nehutano hwakanaka hwemari uye inokwanisa kubhadhara zvikwereti zvose zvevashandi pasinei nekuderera kwezvemari kana kuti kuchinja mumusika wekutengeserana. Zvikamu makumi mapfumbamwe nemanomwe zvezana zvemakambani emishuwarenzi anotarisirwa kuchengetedza mari yakawanda kwemwedzi gumi nemana kubva pazuva rekutanga rekugovera basa.
- S, Zvikwereti zvinyorwa zveInishuwarenzi dzinowana mari ye "S Inotarisirwa" kubva kuDemotech, Inc. inotarisirwa kuva nehutano hwakagamuchirwa uye inogona kubhadhara zvikwereti zvose zvevashandi pasinei nekuderera kwehupfumi kana kuti kuchinja mune motengesheni. Mazana makumi mapfumbamwe nemashanu kubva muzana emakambani einishuwarenzi anotarisirwa kuchengetedza mari yakawanda kwemwedzi gumi nemana kubva pazuva rekutanga rekugovera basa.
- M, Makambani anonzi Moderate Inishuwarenzi anotora "M Moderate" kubva kuDemotech, Inc. inotarisirwa kuva nehuwandu hwehutano hwemari uye kukwanisa kubhadhara zvikwereti zvose zvevashandi pasinei nekuderera kwehupfumi kana kuchinja muhutengi hwemishuwarisi. Zvikamu makumi mapfumbamwe kubva muzana zvemakambani emishuwarenzi anotarisirwa kuchengetedza mari yakawanda kwemwedzi gumi nemana kubva pazuva rekutanga rekuita basa.
- L, Makambani aneRisensi yeInishuwarenzi ane "L" yakarongedzwa "yepamutemo inobvumirwa nehurumende yehurumende. Makambani aya ave akawana asi asina kupiwa imwe yezvikwereti zvemari zvakanyorwa pamusoro apa.
- NR, Isingarevi Vaitikiti vepurezidhendi vane "NR" nhamba haina kuverengwa neDemotech, Inc.
- N / A, Ineligible Kana kambani yehushuwarisi inopiwa "N / A Ineligible" nhamba, haikwanise kuenzaniswa nekuda kwekusawana zvakakwana dhepfumi.
The Bottom Line
Kana iwe uchida kutarisa kusasarura pane simba rezvemari rekambani yako ye inshuwarisi uye kuti ingaita sei mune ramangwana, ungada kuedza mazano eDemotech, Inc. Demotech, Inc. yakaratidza kukwanisa kwayo kupa mhiko dzakatendeka dzemari ku iyo indasitiri yeInishuwarenzi kubva muna 1985. Nzira yekambani ndeyokutora chinangwa kutarisa kambani ye inshuwarisi yakavakirwa pane zvinopfuura kuwanda kwayo chete. Demotech inotora nzira yakasiyana-siyana yekupa mari isingabatsiri mari yezvikwereti zvevanishuwarenzi kumasangano evanhau nevatengi. Kuti udzidze zvakawanda pamusoro peDhemotech, Inc. kuongororwa kwemari kwehutano, shanyira Demotech, Inc. Website, email info@demotech.com kana kudana 1.800.354.7207.