Nzira neZvibvumirano zveMari dzeMari
Kufanana nekufambisa kune dzimwe nyika kana zvekudya, kuisa mari kune dzimwe nyika kunogona kuva nzira yakanakisisa yekusiyanisa nzvimbo yako yepamusoro uye kuwana mikana mitsva yaunogona kunge yakanganisa nekunamatira pedyo neimba. Kana uchinge wasarudza kuenda munyika yose, chimwe chezvisarudzo zvokutanga zvaunoda kuita ndechokuti uwane matanda iwe pachako kana kuti iwe uite mari mune mari.
Mhinduro yacho ichatsigira zvakanyanya pane iwe pachako nzira yekuisa mari.
Kunyange zvazvo vamwe varimi vanofarira kuzviita ivo pachavo nekuita zvisarudzo zvavo, vamwe vakawanda vanofarira kurega nyanzvi yekugadzirisa mari yekuita mashekeri ekugadzira zvigadzirwa.
Hapana mhinduro "yakarurama" kune vose. Ichokwadi, vakawanda vanobudirira vanoita zvekutengesa vane zvikwereti uye mari. Chinhu chinonyanya kukosha ndechokuti tive nemaitiro anogara akachengetedza - uye tanamatira. Chinhu chekupedzisira chamunoda ndechekusarudzwa kwemashamba nemari pasina pfungwa yakajeka yezvauri kuedza kuita.
Ngatitorei nekukurumidzira zvimwe zvezvakabatsiri uye zvekushandisa kushandisa mari nematokari ekutsvaga kwako kwepasi rose.
International Funds
International mutual funds inopa zvikwereti zviviri zvakakosha kune vashandi vashoma: kuwanika kune unyanzvi hwekugadzira uye kuparidzirwa kwekukurumidza.
Kana iwe ukasimudza mune imwe nyika yemari mari, iwe uri kutenga chikamu chemahombekiti, zvakasiyana zvakasiyana siyana zvaunogona kutarisira kuungana iwe pachako.
Zvakare, zvose zvisarudzo zvekutsvaga zvinoshandiswa nemamenenja emapatotikiti ane ruzivo mumisika yepasi rese.
Zvikwereti zvakawanda zvekuchengetedza mari zvine maqembu evanotsvakurudza tsvakurudzo akagara pasi pose.
International Stocks
Nekodzero yemari yakamanikidzika, nei mumwe munhu aizoda kusarudza mawoko emarudzi ose?
Chimwe chikonzero ndicho kukwanisa kuisa podfolio yako. Kutenga chikwereti kwakafanana nekutenga suti kunze kwechikwata.
Kunyange zvazvo pane zvakawanda zvakasarudzwa zvisarudzo zviripo, iwe hauna chero unotaura mumasikirwo akaitwa sei.
Heino muenzaniso. Ngatiti iwe uri kufambidzana neChina , asi iwe hauna tariro yeEurope. Kutenga mari yakasiyana-siyana yepasi rose hazvizokubvumiri kushandisa chirongwa ichi.
Pane kudaro, mari yako nyanzvi inogona kuve yakawanda inotengeswa muEurope uye haifaniri kutarisana neChina zvachose. Uye sezvo mari inongotarisirwa kutaurira maitiro avo kaviri pagore, hauzombozivi zvakakwana mari yako yemari inotenga kusvikira ichinonoka.
Zvechokwadi, izvi hazvirevi chinhu chakaipa. Mushure mezvose, mari yako nyanzvi inogona kunge yakarurama uye kutsvakurudza kwako kungakanganisa! Mukudaro, iwe unofara kuti iye akaiswa muEurope panzvimbo yeChina. Asi zvakakosha kuyeuka kuti zvizhinji zvekuita zvisarudzo hazvisi mumaoko ako kana iwe uchitenga mari.
Nharo yechipiri yekusarudza zvikwata panzvimbo pemari ndiyo mari. Mutengo wemari inobhadharwa mari yekuchengetedza gore rega rekuita kwavo - uye haisi shoma. Ivhareji yepasi rose mari inowedzera gore rinodhura mari inenge inenge 1.5% yemari yemari. Saka iwe paunoshandisa $ 10,000 muhomwe, $ 150 inopinda muhomwe yemabiko gore rega rega.
Izvo zvingasaita sezvakawanda, asi kana iwe uri kutora nguva yakareba, iyo mari inogona kuwedzera kusvika pamari yakawanda.
Apo iwe unotenga mumwe wematokari, zvisinei, iwe unobhadhara kambani yekutengeserana kamwechete uye zvino wapedza kusvikira iwe uchisarudza kutengesa.
Kana iwe uri mhedziso yakatanga, yakanaka yakasiyana-siyana mutual fund ndiyo yako yakanakisa kubheji. Asi apo iwe unowedzera kusununguka nekuisa mari kune dzimwe nyika, iwe ungada kuwedzera mamwe mashizha mumusanganiswa zvakare.