Ngozi uye Mubayiro weKubatsira
Financial Leverage
Iyo yevhisi mune mari yemari ndiyo chikwereti. Iwe unoshandisa mari yevamwe vanhu kuti ikubvumire kutonga mari yakawanda kupfuura iwe unogona iwe pachako.
Zvechokwadi, unofanira kuripa chikwereti chekushandisa kwemari yavo.
Stock Investing
Iwe unogona kutenga mashizha , hurumende yezvisungo, nezvimwe zvivimbiso zvakagamuchirwa pamuganhu . Izvozvo zvinoreva kuti iwe unokweretesa kusvika ku50% yemutengo wekuchengetedza kubva kune imwe yekambani yako yekutengeserana, 2: 1 yehuwandu hwehuwandu. Iwe usati waita izvozvo, iwe unofanirwa kuisa nhoroondo ye margin pamwe ne $ 2,000 mairi.
Zvakakosha ndezvikuti iwe unogona kushandisa mari yose muakaunti yako pamwe nemari yakakweretwa kutenga zvigadzirwa. Mari iri munhoroondo yako inokupa mukana, kuburikidza nechikwereti, kutenga zvigadzirwa zvakawanda kupfuura iwe unogona iwe pachako.
Kusvikira iwe uchitengesa kuchengeteka, iwe chete mari yaunotora iwe inofarira chikwereti. Kana mari yekutengesa ichikwira, iwe wakaita purogiramu iri nani, nekuda kwemari yakakwereta.
Izvo zvisingabatsiri - uye iyo huru - ndizvo zvinoitika kana mutengo wematengo inodonha. Zvadaro, iwe unofanirwa kutsvaga kuwana mari yakawedzerwa kuti udzorere chikwereti.
Iwe unogona kufunga, "Zvakanaka, ini handisi kuzotengesa kusvikira mutengo wematengo unodzoka." Zvisinei, kune zvikonzero zviviri nei iwe usingagoni kuita izvi.
Kutanga, iwe uri kubhadhara chikwereti nguva yose yaunobata nhumbi. Nokudaro, kutenga pamuganhu kunobatsira kwenguva pfupi kutenga zvigadzirwa. Izvi zvinokutadzisa kuti uwedzere nguva yemusika, uye izvi zvinenge zvisingakwanisi kuita.
Chechipiri, kukosha kwechikwereti chako haufaniri kuva chikuru kudarika 65-75% yezvinhu zviri munhoroondo yako.
Kana mutengo wematengo unodonha zvakakwana, mutengesi wako achakukumbira kuti uise mari yakawanda mujeri rega rega kuti uchengetedze maruva. Mushure mokunge nhoroondo yemuganhu yakasarudzwa, mari yekutengesa kazhinji haigoni kudarika 75% yehuwandu hwemari yezvinhu. Vazhinji vatengesi, zvisinei, havazoregi chikwereti chakatorwa chinosvika pachiyero ichocho. Kazhinji, kana chikwereti chemajeri chinopfuura 65% kana 70% yezvinhu zvacho zvose, mutengesi achakukumbira kuti uise mari yakawanda munhoroondo. Kana usina mari yacho, iyo firimu inogona kushandura konti yako yose. (Ikoko: "Nhoroondo dzeMambure," Wells Fargo )
Kana iyo mutengo wekutengesa inowira 50%, iwe wakangobva kurasikirwa ne100% yako yekutsvaga. Kana ikarowedzera, iwe unogona kukanganisa kurasikirwa nemari yakawanda kudarika iwe wakatanga kutenga mari.
Zvakafanana nokutenga motokari kana imba, chete munyaya iyi uri kutenga sengo. "Kubhadhara" kwako ndeye mari yemari. Iyo "chikwereti" ndiyo 50% yemutengo wematengo. Matengo eimba anokwanisa kuwira pasi pekukosha kwekwereti, sekufanana nematengo emitengo inogona kuwira. Kusiyana kukuru ndekwokuti bhanhire haringatongopfuuri pasinei nokuti mutengo weimba unowira zvakadini, chero bedzi iwe uchiramba uchibhadhara. Muchengetedzi "achakurumidza," kana kuti aite mhirizhonga, kana chikwereti chinopfuura 70% yezvinhu zviri mumakwikwi ako.
Commodities
Zvinhu zvekutengeserana zvekushandisa zvinoshandiswa zvinoshandisa kunyange kuwedzera. Panzvimbo yekukwereta 50%, unogona kukwereta pakati pe 90% - 95% yekontrakiti yeramangwana (inenge inhamba ye15: 1). Ndizvo nokuti chibvumirano chiduku ndeche $ 25,000 kana kupfuura, uye ivo nguva refu. Mazhinji emabhizimisi haadi kuisa mari yavo yakasungirirwa iyo inoshuva kongani imwe chete. Uyezve, zvigadzirwa zvemagumisiro emangwana zvakagadzirwa pakutanga kuti zvibatsire varimi, vanogona kutengesa zvirimwa zvavo zvisati zvaitika. Izvi zvakavapa mari yekudyara zvirimwa, uye akavapa mutengo wakavimbiswa. Nokuda kwezvimwe, ona Ikuti Zvigadzirwa Zvengozi Zvechokwadi Here?
Forex
Kubatsira kunoshandiswa kunonyanya kushandiswa mberi kwekutengeserana . Izvozvo ndezvokuti kushandiswa kwemari inoshandurwa kunoshanduka zvikuru zvishoma, zvakapoteredza 1 muzana, munguva yezuva. Izvo zvinowedzera zvakachengeteka pane zvakachengetedzwa kupfuura nematokisi, apo mitengo inogona kutamba ka10 pane zvakawanda.
Kutenda kune idzi dzakakwirira dzehuwandu, huwandu hwekutengeserana hunoitwa nevatengesi vari kutsvaga kuunza purogiramu kubva kuchinje mune mari inokosha pakati penyika. Kufanana nematokisi, iwe unotanga kuzarura nhoroondo ye margin. Kana ukaisa $ 1 000 chete, unogona kutengesa $ 100,000 yemari, zvichikupa 100: 1 yevheji yehuwandu. Zvechokwadi, njodzi iyiwo yakakura zvikuru. Vatengesi vakawanda vanoshandisa mirairo yakasimba yekurasikirwa-kurasikirwa kutengesa yebhizimusi kana shanduro yekushandura inopesana navo. Zvinokurudzirwa nevatengesi vakawanda kuti vagutsikane ne50: 1 yehuwandu hwehuwandu .
Leveraged Buyout
Kushandiswa kwepamberi kunosvika apo muzvinabhizimisi, kazhinji kambani kana sangano rega roga roga , anotora chikwereti kutenga imwe kambani, kazhinji imwe yakawanda. Iko kambani inoshandisa zvinhu zvayo sechimwe chikwereti chechikwereti. Zvinotonyanya kukosha, inopikira kushandisa mari kubva kune chinangwa chekambani. Izvi zvinobvumira kambani kadiki kukwereta zvakakwana kutenga kambani yakakura zvikuru. Kana kutenga iko kuchibudirira, chikwereti chacho chinowanikwa mumabhuku echinangwa, zvichisiya kuwana kambani inenge isina ngozi.
Operating Leverage
Izvo zvinoshandiswa zvinoshandiswa kuti kambani inoshandisa zvakadini zvigadziriswa mari yazvo, semichina, midziyo uye kunyange mibairo yevakugadzira software, kugadzira purofiti.
Imwe kambani ine zvinhu zvakawanda zvakagadziriswa, sekugadzira motokari kana pepanhau, ine yakakwirira yekushandisa. Ndiko nokuti, kana mari yayo yakawanda kupfuura iyo yakatarwa mari, yega yose inobatsira. Iyo inokwanisa kukwanisa kuisa zvinhu zvayo zvakasimbiswa kuti iwedzere kubatsirwa kwayo apo nguva dzakanaka. Zvisinei, iyi yakakwirira yokushanda inorevei zvakare inoreva kuti, apo hupfumi huchidzikira, dambudziko racho rakawanda zvikuru. Iko inofanira kugara ichiunza mari yakakwana yekubhadhara nokuda kwayo yakadhura mari yakawanda.
Kambani ine zvakawanda zvinoshandiswa mubhadharo, seWalmart yakasimba-yebasa, ine basa rakaderera rinoshandiswa. Izvo zvakagadziriswa mari, zvakadai sezvokuchengetedza, zvikamu zviduku zvezvinowanikwa zvachose. Pane kudaro, zvizhinji zvezvikwereti zvaro zvinomuka pamwe nekutengesa. Mune mamwe mazwi, iyo inowedzera kutengesa, inowedzera michina inofanira kutenga uye inowedzera mabhuku, checkers uye vatariri inofanira kukandira.
Consumer Leverage
Kunyange vatengi vanowanzofarira chikwereti uye zvikwereti. The Great Recession yakagadzirisa kushandiswa kwevatengi maitiro . Yakavamanikidza kubva pamakadhi emakadhi, vachishandisa makadhi debit , cheki kana mari kuti vaone kuti vanogona kutenga zvigadzirwa zvavo. Vakatorawo mukana wekutsika chikwereti chechikwereti kutenga mari uye kuwana dzidzo. Tsvaga kuti kadhi yako yekwereti chikwereti inofananidzwa neyero yakaenzana .