Pamba Vatengesi Vasina Equity Bhadhara Kutengesa

Kutengesa Pasina Equity Zvinoreva Kuunza Mari kuTetere

Dzimwe nguva vamba vatengesi vanogona kuguma vachibhadhara kuvhara chikamu. Iwe unofunga kufunga, Asi, kumirira, kana ndiri kutengesa imba yangu, nei ndingada kuunza mari kuti nditengese? Ko mutengi haasi iye anotenga kutenga imba yangu here?

Mubvunzo wakanaka. Asi mamiriro ezvinhu akadai izvi zvinowanzoitika kakawanda kupfuura zvaungafungidzira.

Nei Mutengesi Anobhadhara Kutengesa?

• Hazvikwani Equity
  Kana iwe uine imba yako isiri pasi pemakore maviri uye wakatora chikwereti chemari yekubhadhara chikwereti chakanyanya kupfuura 90% yemutengo wekutenga, zvichida iwe hauna kukwana kwakakwana kubhadhara mari yekuvhara. Kuvhara mari, kusanganisira yekutengesa imba , inogona kutora 8 kusvika ku10 muzana yemutengo wekutenga.

• Kurambidza Real Estate Market
  Zvichida uri kuedza kutengesa mumusika wekutengesa imba , iyo inogona kureva kuti imba yako ingasave yakakosha kuunza purogiramu pakutengesa. Imba inotenderera inogona kuita kuti misika iende pasi pamwe nekufamba. Hasi misha yose inofarira gore negore.
• Vavakidzani Vheyo Dzakanaka
  Dzimwe nguva kunze kwezvinhu kana pedo pedclosures zvinokanganisa pfuma mararamiro . Apo zvitsva zvitsva zvinowanikwa pedyo uye dzimba dzinopiwa zviduku, vatengi vanozoenderera mberi kune chitsva chitsva, kudzivirira dzimba shoma. Kuvandudzwa kwekutsvaga kwekutengesa kunoshandura kukosha kwemisha yakakomba. Dzimwe nguva dzimba dzine maonero dzinorasikirwa nemafungiro iwayo apo zvivako zvepamusoro-soro zvinovakwa.
• Kudzokorora kusingatarisirwi
  Nhamba shomanana inoshanda zvakasimba kusvikira mutengi apedza imba yekuongorora . Kuongorora kwekumba uye kuongororwa kwezvipembenene kunogona kuchinja matambudziko asina kufanirwa kana kukanganisa kwemusha kunopinda mumazana emadhora kuti agadzirise. Chii chinogona kutanga semabasa ari nyore kugadzirisa chinogona kuzarura mamwe matambudziko apo masvingo akazaruka kana denga rekutsva.

Vatengesi Vanobhadhara Sei Kutengesa?

• Vamwe Vatengesi Tap Retirement Rekodzero kana Borrow Kubva Mumhuri
  Vatengesi vanoguma pamucheto mutsva wetsvimbo vanoisa cheki. Mumwe mukadzi muSaramram akabudisa chikwereti chemari yekuenzanisa kumudzimai wake kuti abatsire kuita mari. Paakange asingachagoni kutenga mari, akatenga imwe imba ne 100% mari. Akabva atora chikwata chake ndokuchiisa kumusika.

  Mudzidzisi wake akanga asingabatsiri, zvisinei, uye akaita kuti zvive zvakaoma kumushandi wechikadzi kuratidza condo. Muridzi wacho aifanira kuenda. Yakabatana nemitengo yekuwa, mutengesi uyu akanga achienda kune chikwereti mwedzi wose.

  Uyu mutengesi akazopedzisira atarisana nechokwadi chokuti kana aida kutengesa mudzimai wake uye asingarasikirwi kuburikidza nekufananidzwa , aizofanira kuuya nemari patafura kuti avhare kutengesa kwake. Nenzira yakanaka, vabereki vake vakamupa mari.

• Vamwe Vatengesi Vanosarudza Kurwisa Bullet
  Mumwe mutengesi muRoseville akandidana munguva pfupi kuti aone kana mushandi wake ari kumuudza chokwadi apo mujeri akamuudza kuti auye nemari kuti apfigire basa rake. Uyu mutengesi wakanakisisa wezvekutengesa ndewekugara uchiisa uye usingatengesi. Mushure mezvose, akanga atove neimba; akanga asiri renter achibvunza kana aifanira kutenga kana kubhadhara .

  Mutengesi akatsigira kutengesa nokuti haasisiri nzvimbo yake kana vavakidzani vake. Kunze kwemisha yose iri munzvimbo yake, akagara ari oga muimba. Mamwe ose emisha yacho aireva dzimba, iyo yakabvisa tsika. Zvakanga zvakakodzera kwaari kuti ashandise $ 30,000 kuti abve munzvimbo iyoyo uye ave munharaunda inofadza. Akabvisa mari yacho kubva kune mari.

• Vamwe Vatengesi Vanokumbira Kutengesa Pfupi
  Havasi vose vanokweretesa vanobvumirana nokutengeswa pfupi . Pane zvakananga zvinoda uye mamiriro ezvinhu ayo achanyengetedza chikwereti kukanganwira chikwereti. Mumwe mutengesi muNorth Sacramento akanga asina pfuma, asina mari uye ainge agadzirisa imba yake pamusoro pemari yemari . Ainge aine chikwereti kupfuura imba yakanga yakakodzera.

  Kwaari, kukurukurirana kutengeswa pfupi neaikweretesa kwaireva kuti aigona kubva kune imwe nzvimbo pasina chiziviso pamabhuku ake. Aifanirawo kubhadhara mitero pachikwereti chekwereti chakakanganwirwa, asi chikamu ichocho chakanga chabhadhara pabhasikiti yakaderera ye 15%. Kubhadhara 15% yemitengo shoma shoma yaive yakanakisisa kupfuura kuunza mari yose mukoti, pamwe nekuvhara mari yekutengesa.

Mamiriro ezvinhu ose akasiyana. Vashambadzi vanozviwana mumatambudziko emari vanofanira kutanga vataurira kune mumwe mupi wezvemari kana CPA kuti avabatsire kuongorora kubatsirana nekunetseka kwekuunza mari yekuvhara kutengesa kweimba yavo.

_{Panguva yekunyora, Elizabeth Weintraub, DRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.}