Bhuku raB Obama rakagadzirisa here?
Izvo zvekutsvaga kwezvemari zvakagumisa Great Recession nekuita kuti vatengi vashandise. Chinangwa chavo ndechekuchengetedza pakati pemamiriyoni 900 000 kusvika ku 2.3 mamiriyoni. Chinonyanya kukosha, chakaita kuti chivimbo chidikanwe kuwedzera kukura kwehupfumi .
Yakave nechinangwa chekudzorera kuvimba mumashandisi emari nekuderedza mabhonasi kune vatevedzeri vakuru mumakambani akawana mari yeTARP . (Zvinyorwa: "Tsamba kuna Senator Grassley," Congressional Budget Office, March 2, 2009. Recovery.gov)
Zvaakashanda
ARRA yaive nemitengo mitatu yekupedza. Inotema mitero ne $ 288 mabhiriyoni. Yakashandisa $ 224 mabhiriyoni muhuwandu hwekushaiwa basa , dzidzo uye utano hwehutano. Yakagadzira mabasa nekupa $ 275 mabhiriyoni muzvibvumirano zvehurumende, zvipo, uye zvikwereti.
Congress yakagadzira Mutemo kushandisa $ 720 mabhiriyoni, kana 91.5 muzana, mumakore ayo matatu ekutanga emari . Yakagovana $ 185 mabhiriyoni muna FY 2009 , $ 400 mabhiriyoni muna FY 2010 uye $ 135 mabhiriyoni muna FY 2011 .
I Obama yakaronga zvakanaka kupfuura yakarongwa. Pakupera kweFY 2009, yakashandisa $ 241.9 mabhiriyoni. Kubva ipapo, yakashandisa madhora 92,8 mabhiriyoni mumubhadharo wemitero, $ 86.5 mabhiriyoni muhutano uye mamwe mazano uye $ 62.6 mabhiriyoni muzvipo zvekugadzira mabasa.
Mukurongwa kwegore ra2012, Congress yakapa mamwe mari ekusimudzira mari yose ye $ 840 mabhiriyoni. Pakazosvika 31 December, 2013, vatungamiri vakashandisa $ 816.3 mabhiriyoni. Kubva ipapo, yakashandisa madhora mabhiriyoni 290.7 mumubhadharo wemitero, $ 264.4 mabhiriyoni muzvikwereti, uye $ 261.2 mabhiriyoni mune zvibvumirano, zvipo uye zvikwereti. (Kwakabva: Recovery.gov.)
Yakabudirira Here?
Vatsoropodzi vakawanda vakataura kuti Obama yakagadzirisa purogiramu haina kubudirira nokuti hupfumi hwakabvumirana ne 2.8 muzana muna 2009 . Hurumende yeCongressal Budget yakarongwa ARRA yaizosimudzira GDP kukura ne 1.4 muzana kusvika ku3,8 muzana gore iroro. Izvozvo zvaireva kukura muzvigadzirwa zvemukati zvaizove 1.4 kubva muzana kusvika ku3,8 muzana kupfuura apo kana Congress isina kuita chinhu.
Kutaura zvazviri, CBO yakaratidza kuti hupfumi hwaizobvumirana nezvikamu zvitatu zvezana muna 2009. Ndizvo zvainge zvave zvatova nezvikamu 5.4 kubva muzana rokutanga, uye 0.5 muzana mune yechipiri. Dow yakanga yawa kusvika 6,594.44 musi waMarch 5, 2009 . Ne Q4 2009, GDP yakanga yakasimudza 3.9 muzana, uye Dow yakasimuka kusvika 10 428. Pakazosvika gore ra2010, hupfumi hwakawedzera zvikamu 2,5.
Iko mari yezvemari yakagadziriswa inofanirwa kuchengetedza mabasa 900 000-2.3 mamiriyoni. Kubva munaOctober 30, 2009, yakachengetedza mabasa 640,329. ( Iyi ndiyo mhinduro yakapfuura. Bhuku Rekubudirira rakamira kurema kushandiswa kwemabasa pashure pacho. )
Kwete yose yekuti kubudirira kwacho kwaive kuburikidza neStimulus Package. Kuwedzera kwemitemo yemari uye kushingaira kwekubuda kwemisika kwakawedzera kukura kwenyika yose. Asi muna March 2009, sarudzo yemari yakanga yaita zvose zvaigona. Zvaiva pachena kuti mitemo yezvematongerwo enyika yaidiwa. Pasina mubvunzo, hupfumi hwehupfumi hwakafuridzira hutariro hunoda kuchinja hupfumi.
Pane imwe nguva ari muhofisi, Obama akaziva kuti aifanira kuwedzera hupfumi hwemari kubva ku $ 190 mabhiriyoni chirongwa chaakakurudzira mumushandirapamwe wake. Zvimwe zvikamu zvepurogiramu yake yekuronga, sekuita sarudzo yekufananidzira, yakanga yatotanga kushandiswa na Fannie Mae . Zvimwe, zvakadai sokubvisa mitero kune vakwegura vanoita madhora makumi mashanu, vakanga vachiri nhengo yehupfumi hweB Obama kune dzimwe nzvimbo.
Chinetso chikuru chaB Obama chaiva chokuumba zvakakwana zvekukurudzira kuderedza dambudziko , asi kwete guru zvakakwana kukwezvazve kusava nechokwadi pamusoro pemari yechikwata che US . Zvinosuruvarisa, chirongwa chacho chakanga chapiwa mhosva yekuita zvose - kusakwanisa kuderedza basa risati rapera 9 muzana, uye kuwedzera kune chikwereti. Kunyange zvakadaro, chirongwa chekukurudzira chakanga chisina kutongerwa zvakadai sokugadziriswa kwehutano , Medicare, uye Medicaid nokuda kwechikwereti.
Izvo Zvakanaka Zvakadini Nechimwe Chezvikamu Zvitatu Zvakashanda?
Kubhadharwa kwebato kwaB Obama kwaifanira kukurudzira kushandiswa kwevatengi , asi nyanzvi dzakawanda dzisina chokwadi nazvo.
Sei? Idzo dzakaputsika dzakaratidza semadhora mashoma ekuregererwa. Kusiyana neBhit bush kukohwa , vashandi havana kugamuchira cheki. Somugumisiro, vanhu vakawanda vakanga vasingazivi kuti vane rubatsiro rwemitero.
Iko Kushushikana Kwebhizimisi Maduku kwakabatsira kusika mabasa, kuwedzera kukweretesa kubva kuSBA uye mabhenji emunharaunda uye kuderedzwa mari inowanikwa mubhadharo kuvashambadzi vepamabhizimisi maduku. Rubatsiro rwakabatsira, asi mazhinji maitiro akanga ari pasi pemvura zvokuti kurasikirwa kwavo kwakapfuura simba rehurumende.
Basa rekuvaka kwevanhu ringave rakanyanya kunyatsoziviswa. Zviratidzo zvakaiswa chero kupi zvako kwakashandiswa mari yekuvaka migwagwa kana zvivako zvevanhu. Zvaifungidzirwa kuchengetedza kana kuwedzera mabasa emamiriyoni matatu, akawanda ayo aidiwa zvikuru mumhizha yekuvaka.
Zvekusimudzira Kwemari yeBhizimisi Maduku
Kunyange zvazvo vazhinji vezvemashoko vakanyatsoteerera paive ne $ 105 mabhiriyoni akaiswa mumabhangi makuru, purogiramu yeHARP yeTARP yakaisawo $ 92 biliyoni kusimbisa mabhenji emunharaunda munyika yose. Aya mabhangi akaudzwa kuti ashandise mari iyi kubatsira mabhizimisi maduku munzvimbo yavo.
Chechipiri, Economic Economic Stimulus Package yaisanganisira $ 54 mabhiriyoni mumatare emitero emabhizimisi maduku. Heino kucheka:
- Kubviswa kwemichina nemishonga, zvakadai semakombiyuta uye zvishandisi zvehofisi, zviratidzo, uye motokari yakakwira kusvika $ 250 000 (kunze kweSUVs yaive yakaderera madhora 25 000). Imba yakanga isina kukodzera kuwana chikwereti chemitero ingaderedzwa ne50 muzana.
- Vatengesi mune zvinyorwa zviduku, zvakasarudzwa nevanhu pachena avo vakachengetedza mishonga yavo kwemakore anopfuura mashanu vakagamuchira mutengo mukuru wekutengesa mutero.
- Mabhizimisi maduku anogona kunonoka kubhadhara chikamu chechitatu chekubhadhara mutero kune zvigadzirwa nemishando inotengeswa kune hurumende.
- Mabhizimisi maduku akabhadhara varwi vasiri vashandi uye vadzidzi vakatsvaka basa kwemwedzi inopfuura mitanhatu vakagamuchira zvikwereti zvemitero.
- Kurambidza mitero yemabhizimisi akadzikisa chikwereti chavo.
- The Small Business Business 7 (a) chibvumirano chechikwereti chakasimudzwa kubva pa75 kubva kune makumi mapfumbamwe kubva muzana chekukosha kwechikwereti.
- Mitero yakabviswa paSBA ya 504 purogiramu, iyo yakaita kuti $ 4 mamiriyoni ehutano hwekukweretesa kwemari kumakambani maduku.
Mari yeFY yegore ra2011 yakagoverwa $ 64 biliyoni, yakaputsika sezvinotevera:
- $ 33 biliyoni mukwereti yekodzero yemabhizimisi maduku anowedzera vashandi vatsva kana kupa hurumende kudarika mari-ye--kuwedzera kuwedzera.
- Kumutsa chikamu cheSBA chikwereti chinochengeterwa kubva pamadhora maviri kusvika ku $ 5 mamiriyoni.
- $ 30 biliyoni kubva purogiramu yeTARP ye mabhangi emagariro evanhu 8 000 (pasi pe $ 10 mabhiriyoni), iyo inenge hafu yezvinhu zviduku zvese zvebhizimisi.
- $ 700,000 kuti ibvise mari inowanikwa mubhadharo kune varairi vemabhizimisi maduku.